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Archive for June, 2012

Clean my room? Sure. But only if you pay me.

June 26th, 2012 - Category: General Parenting

There was a great article that was written by Armin Brott, a nationally recognized parenting expert, known worldwide as Mr. Dad. He is the leading author of books on fatherhood, which have sold millions of copies worldwide. Armin writes the nationally syndicated column, “Ask Mr. Dad,” and hosts the “Positive Parenting” radio show.

It starts off with a Dad stating that he and his wife have different opinions about bribing their children.

Mr. Dad gave some great insight into the difference between bribes and Rewards and what the differences are.

Bribes are a short term fix to usually stop a bad behavior.  Rewards on the other hand are something parents can use to help their kids learn good, positive behaviors.

He ends by emphasizing that creating a system is a good idea.  That’s were we come in :-)

Largest Zoo and Aquarium Association Partners with My Job Chart

June 19th, 2012 - Category: Press Release

My Job Chart is proud to partner with the Association of Zoos and Aquariums.  Accredited zoos and aquariums are gateways through which millions of people learn about wildlife.  Founded in 1924, the Association of Zoos and Aquariums (AZA) is a nonprofit 501c(3) organization dedicated to the advancement of zoos and aquariums in the areas of conservations, education, science, and recreation.  Now member of MJC can help support this important wildlife organization by Sharing with them.

FYI:  AZA-accredited zoos and aquariums spend $134 million a year on field conservation projects, and have funded 4,000 conservation projects in more than 100 countries.

Visibility = Accountability

June 15th, 2012 - Category: Money

Have you ever thought to yourself that if no one is watching then it’s not as important to act appropriately?  Let’s hope not, but let’s face it… it happens with kids sometimes.

Well, when you use the MONEY Debit card that ING Direct offers with you get an added level of visibility with what your kids are doing with their money.  Keeping an eye on that spending will start to improve their spending decisions :-)

With this debit card, that can be used for kids that are 8 and older you get the ability to receive an text message every time the card is used.  Wow, that’s cool.  So just think for a second… your son does his chores, earns points and then converts those points into dollars on his very own debit card.  Then takes that card and goes out with a friend to a store and buys something.  When he does, you get a text notifying you of the amount and where it happened.  This is a great way to make sure that responsible spending is taking place and if it isn’t then this is a great conversation starter.  You spent how much, where?!!  haha.

Visibility = Accountability … and that all leads to Responsible spending habits.

Points = Spending

June 15th, 2012 - Category: My Job Chart

Using My Job Chart, kids really start to understand how to spend money responsibly.  None of that give me twenty bucks and I’m out of here kinda stuff.  They quickly “get it” that a point equals a penny and a bunch of points can add up fast into dollars, dollars and more dollars.  This money can be spend in responsible ways.

As kids earn points they have the ability to “spend” those points.  They can spend them on things like a trip to the park with Mom or other things that they need or want.  Yes, this is a great conversation starter on the difference between needs and wants.  Umm, yes… there is a difference!  (some kids don’t think so, these days).

For example, if Kim does her chores and accumulates 1,000 points ($10) in a week, she can spend those points by moving those points into the SPEND category within My Job Chart.  When she does this she will have the ability to redeem rewards out of her SPEND area.  These rewards can be monetary rewards using our integrated store (doll, book, toy, shoes, etc).  Or it can be a non monetary reward like we mentioned before, a trip to the park.

Once that reward is redeemed by the child our system will send you as the parent an email letting you know what she has decided to spend points on.  If the reward is an reward you can simply click on the link in the email and get directed right to your shopping cart at Amazon where you can purchase and check out.  Wammo, that reward shows up on the doorstep a few days later and you as the parent have followed through on your promise.  Cool!

If that reward is non-money related then it’s up to you to deliver.  Get out the picnic blanket and head on over to the park and enjoy that time with your daughter!

My Job Chart users can open a MONEY debit card with ING Direct bank for no cost as well.  These accounts don’t have any pesky fees or minimums and the entire account can be set up online.  This is available for kids ages 8 and older.  This is a powerful way to teach kids growing up in an increasingly cashless society how to spend in a responsible way.  Even better, when that child makes a purchase at a store you as the parent have the ability to get a text message letting you know what is going on.  Kim just spend $12.50 at the movie theatre.  This puts an end to the day where you hear, “Mom/Dad, can I have twenty bucks to go the movies” and then not really know if the movie was even watched!  Wow, that’s powerful stuff.

Points = Spending, responsible spending.

Points = Savings

June 14th, 2012 - Category: My Job Chart

Using My Job Chart kids really start to understand saving money.  They quickly “get it” that a point equals a penny and a bunch of points can add up fast into dollars, dollars and more dollars.

As kids earn points they have the ability to “save” those points.

For example, if Kim does her chores and accumulates 1,000 points ($10) in a week, she can save those points by moving those points into the SAVE category within My Job Chart.  When she does this our system will send you as the parent an email letting you know that she wants to save the $10. Then that $10 can be transferred into her very own account and start accumulating twords something important later in life.

My Job Chart users can open Savings Account with several banks for no cost.  These accounts don’t have any pesky fees or minimums and the entire account can be set up online.  When a parent tells an 8 or 9 year old that they now have their own savings account you are going to see some pretty big eyes and big smiles too.

Points = Savings, for sure.

Mobile App with ING makes it easy

June 14th, 2012 - Category: My Job Chart


Users of My Job Chart have the unique ability to make saving and transferring money easy by using the ING Direct App.

Let us walk you through this process.

Parents assign kids chores.  Kids do chores and earn points.  These points represent money.  This money can be saved, shared or spent.

When a child wants to SAVE their points they simply allocate those points into the save category.  Once they do this, you as the parent will get an email from our system that let’s you know that they want to save.  If you have a smartphone you can simply go onto your phone and transfer the money into that kids savings account with ING Direct.  Easy right?

One of the common questions we get asked is if you can transfer money from another bank into your Kids Savings Account with ING.  The answer is, Yes!  You just set that up with ING and you can transfer money from say, Bank of America to ING with a click of a button.

Same thing holds true about transferring money onto your kids ING Direct debit card.  As a parent enable the “Transfer Money to Debit Card” rewards and when your child earns say 1,000 points ($10) they can redeem that reward and you will get an email letting you know.  Once again, go to your handy App and transfer the $10 onto that kids debit card.  Cool huh?  This will allow you establish a direct connection between work and money for your child.

Don’t have the app?  Go get it

A Hole in the Door

June 14th, 2012 - Category: Behavior Advice

If you have kids you have probably had an experience like this.  Someone gets mad and the next thing you know, there is a hole in the door!

Not only is this something that needs to be repaired but this is a great “teaching moment” for that child.  We had an experience like this just the other day with one of our sons.  He is 7 and is just a sweet kid.  This is one of the rare times that he let his temper get the best of him.

His Mom experienced it all first hand and called me on the phone to let me know about it and to ask if I wouldn’t mind fixing the door.  I told her that I would work on the door and also talk to him when I got home.  She preempted my “talk” by telling me that he had already punished himself enough and was tormented by his actions.  He was REALLY sorry.  So I decided I would just give him a hug and tell him that these things happen and we can learn from the experience and determine never to do it again.

Today I got a message from him using the message board system.  It simply said, “Dad, sorry I broke the door”.

Yes, it melted my heart.

Check out this feature and maybe you can have a similar experience (hopefully, without the broken door … maybe just the nice note!)

Login as a parent- go to manage rewards- and watch the video tutorial entitled message board.


Award Winning Journalist Joins My Job Chart Advisory Board

June 13th, 2012 - Category: Uncategorized

Widely recognized as a visionary thinker about the future of money, author and award winning journalist David Wolman says now, more than ever, young people can benefit from Pointing to as an invaluable tool for teaching young people about money, earning, saving, and the economy, he recently joined the organization as an advisory board member.

Wolman’s latest book, The End of Money, is a globetrotting investigation of the future of money and how it will affect each of our wallets. He sees the’s free online chore and money management system as a way for children and young adults to navigate the changing financial environment in ways that promote financial literacy. “It’s hard to imagine what child or family wouldn’t benefit from this toolkit,” says Wolman.

The website’s sophisticated coding yet user-friendly interface has attracted more than 145,000 young people in less than two years, all of whom are tracking household chores while simultaneously learning financial fundamentals. The simple online program provides immediate feedback in the form of reward points: as young people complete chores they earn points, which can then be “saved” in online youth savings accounts, “shared” with a charity of their choice, or “spent” responsibly on something they need or want.

“I think the single most important ingredient to our site’s popularity is our member’s satisfaction—the sense of accomplishment it offers young people,” says founder, Gregg Murset. “Our site is not some fantasy land- or video game experience. It’s hands on, real world learning in a tech friendly and engaging way that teaches kids not only that earning requires work, but also that earning and tracking one’s finances can be fun.”

Murset says having Wolman join the advisory board is yet another indication of how our site is leading the way in teaching youth financial fundamentals in a society that is changing at a dizzying pace. “The reality,” explains Murset, “is that handing kids a few dollar bills to place into a piggy bank isn’t much of a lesson in the big picture. This is why we are excited to have bright, forward-thinking minds like David Wolmans’ on our team. We look forward to fresh insights from Mr. Wolman that will help us further grow and achieve our mission of expanding financial literacy and instilling a strong work ethic among our future generation of adults.

David Wolman is an author and award-winning journalist. He is a contributing editor for Wired, and he has written for a variety of publications, including The New York Times, The Wall Street Journal, Outside, Newsweek, Nature, and Time. A former Fulbright journalism fellow in Japan and a graduate of Stanford University’s journalism program, he now lives in Portland, Oregon, where he received a 2011 Oregon Arts Commission Individual Artist Fellowship. His website is, and you can follow him on Twitter @davidwolman

Certified Financial Planner Rita Cheng Endorses My Job Chart

June 4th, 2012 - Category: Professional Endorsements


“There aren’t many skills that parents can teach that are more important that managing money.  My Job Chart is a powerful, free tool to help kids develop sound money management skills that will last a lifetime.”  Rita Cheng, CRPC, CFP

President of the 2012 Financial Planning Association, National Capital Area Board of Directors

Rita is a first generation Chinese-American.  As the daughter of an immigrant, she learned the values of financial stewardship and differentiating between needs and wants.  In this day and age, it’s not easy to keep kids financially grounded.  By allowing children firsthand experience in earning, saving, and spending their own money, they are more likely to have a savvy sensibility about managing their expenses as adults.