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Archive for October, 2012

Teaching Kids Responsibility

October 31st, 2012 - Category: Kids and Responsibility

How do you awake a desire in your children to be more responsible?  How do you encourage them to be more diligent?  It can all start by nurturing your own enthusiasm of their independence.

It can be hard to cut those apron strings.  As a parent you want what is best for your children.  To step back and watch them make a mistake or a wrong decision is one of the hardest things to do.  But having an attitude of excitement for the progress and growth of your child will help the process.  Instead of being scared of the mistakes thy may make, appreciate the progress they do make.

To teach kids responsibility, teach them how to do something new by letting them assist you.  You can point out tips and how you expect the job to be done along the way.  List possible actions, outcomes, and consequences of different situations along the way.

Relay to them your personal experiences and how you succeeded or failed.  They need to know you are human too, so when they do fail, they know they can come to you for help and advise.

Ask them questions that will stimulate the thought process of how they can solve certain situations.  Guide them on where they can look for help but don’t make any decisions for them.  They may get frustrated and want you to give them a quick fix.  What can take you minutes, may take them days to figure out, but in the long run, advice will be better than doing it for them when you are teaching kids responsibility.

Remember that its’ O.K. if they decide to do something differently than we would.  It doesn’t make it wrong, just different.  Who knows, they may even prove you wrong!

As they come up with solutions to their problems, their self-esteem and confidence will increase, and they will become more responsible and independent.

At, kids can become more responsible by being self motivated to finish the jobs that are assigned to them.  With parental notices on whether or not certain jobs are done, you can encourage them without being overbearing.

Teaching kids responsibility takes time and isn’t something that happens by accident.  It takes intentional encouragement and patience.  Be excited for their growth, lead and guide them along the way, and then let them fly.

Finance Guru, Ray Lucia Endorses As A Great Tool For Kids To Learn About Money

October 25th, 2012 - Category: Professional Endorsements

“I’ve made it my life’s work to help people make better money moves.  Finally, I have found a great tool for kids and grandkids in  It is a revolutionary website to teach the next generation about the critical interplay between work and money!”  Ray Lucia, CFP, host of The Ray Lucia Show and author of The Buckets of Money Retirement Solution.

Less Screen Time

October 23rd, 2012 - Category: Family Time

Is your television on from sun up to sundown?  Is that the first thing that gets turned on in the morning and the last thing to be turned off at night?  If it’s not the television maybe it’s the computer, or pod, or notebook?  Too much screen time can stunt the imagination and yield a loss of wonder.  Whenever the show is over or the game is done, your kids are back to being bored again.  With the glimmer and jazz that electronics have to offer,  it makes it hard for kids to focus on a book, or engage in imaginative play, or marvel at nature.

Encouraging our children to spend less time in front of a screen can elude even the best of parents.  Here’s some ideas of things to do instead of sitting in front of a screen.

Chores:  Chores teach responsibility, build self-esteem, and encourage spending time together.  It is a great way to give them something to do that will benefit them and the family.  At you can find many ways to teach and encourage your child to be more helpful with chores.  If someone says, “I’m bored.”  Have several chores for them to choose from to take up some time.

Books:  Books don’t have to be a lost past time.  Get a library card and spend the afternoon at the library.  Encourage your children to always have a book they are reading.

Use Your Imagination:  There is no limit when you use your imagination.  Play school, dress-up, or super-hero.  Have a tea-party in the back yard or pretend to fix the car.  The possibilities are endless.  The more extravagant the better!

Play With Friends:  Invite a friend over for a couple of hours.  When ideas can bounce off of two heads they are sure to find something fun to do.

Play Outside:  Ride bikes, play at the park, work in the garden, run through the sprinklers.  Take time to appreciate the weather and nature all around us.

Build Something:  Whether it is Lego’s, play-dough, or a fort built out of sheets in the living room, building something sparks the imagination and can keep kids busy for hours.

Crafts:  A couple of popsicle sticks and some glue can go a long way to fighting boredom and inspiring grand thoughts.

Hobbies:  There are so many hobbies to choose from for girls and boys.  To name a few there are model airplanes, scrap-booking, painting, sports, photography, the list is endless.  Take up a hobby with your child and you can both learn and grow together.

Experiments:  One of my favorite science experiments was mixing vinegar and baking soda and watching it foam.  From watching mold grow on fruit to which soap works better, find everyday household products and experiment with them.

Collections:  Start a collection of stamps, coins, baseball cards, or even leaves or rocks.

Board Games and Puzzles:  There are quick ones and long ones.  Games for young and old alike.  Take your pick and spend some time getting to know each other over a good game or puzzle.

Whether you plan to limit screen time to just a few hours a day or you just need some ideas to encourage your little one away from the TV, we hope some of these ideas will help.  Use your imagination and spend some quality time together.

Cleaning From Top To Bottom and Other Cleaning Tips

October 16th, 2012 - Category: Chores

Did your Mom ever say, “Don’t play in the mud!”

Well, Saddie, a friend of mine, and mother of 9 kids, lives by that rule.  She says that not making a mess in the first place is her number one tip for keeping her house clean.  Of course there is a time and a place for everything and messes happen when you are trying to raise 9 kids.  So here are some more of her tips, not just for cleaning, but keeping your house clean.

She calls it cleaning as you go.  She is always picking something up as she walks through a room and putting it in the right place.  With meal preparation, rinse out bowls as you go.  Her favorite time to clean out the car (a 12 passenger van in her case) is when she’s picking up kids and has to wait for a few minutes.

Take it off where you put it up.  This may sound silly, but she swears by it.  If she has a daughter bring her a pair of earrings, she has them put them back on until they are upstairs and can put them in the earring holder as soon as they take them off.  Same idea for shoes.  How many moms find themselves picking up shoes all day long?  If you don’t take off your shoes until you are at your closet or wherever you keep your shoes, then you don’t have to pick them up, you just take them off, and put them away.  Jackets and dirty clothes, same idea.  Take them off where you put them up.

Do it where you put it away.  This principle doesn’t just apply to clothing but to the things you do.  We cook in the kitchen and eat at the table.  This keeps the mess  contained and everything we need to clean it up is close at hand.  Outside toys stay outside. Bedroom books stay in the bedroom.  Up-stair toys stay up-stairs.  Hair stuff stays in the bathroom, etc.

Have you ever swept the floor and then wiped the table only to drop more mess on the floor.  Cleaning top to bottom, literally, will take care of that.  Clean higher things like the counters, then the table, then the chairs, then the floor.  That way if something falls while cleaning it doesn’t undo all of your work.

Which brings us to don’t clean or pick up anything twice.  Some mess may accidently fall on the floor when you are wiping the table, but don’t throw it down on purpose only to have to sweep it up again.  Instead catch it in your hand, or a napkin, and throw it away the first time.  Don’t pick up a toy from the floor and place it on the counter where you have to pick it up again later and then put it in the correct bin.  If you pick it up once, put it where it belongs.

Nothing is harder and less desirable to clean then dried on, caked on mess.  Instead, clean up spills when they are fresh.  They are easier to clean, and then the mess doesn’t get tracked through the rest of the house.

Organize, label, organize, label.  The more bins and containers, the better, if you ask Saddie.  And I’ve never seen more labels than in her pantry.  Her toy bins have pictures on them for the little ones that can’t read.  She laid out the toys that would be going in the bin and took a picture of them and then taped it to the outside of the bind.  She has found that no matter how organized you are, no one else in the house will know what you expect, unless you label it.

And her philosophy on help:  Everyone makes the mess, so everyone can help clean the mess.  She loves because she can assign and track everyone’s chores in one place.  They only have 2 computers so she didn’t think that everyone would be able to keep track of their chores conveniently, but with various pods, pads, phones, and notebooks, that can also link to the internet, everyone has ample opportunities to track their chores.

Don’t let cleaning bog you and your family down.  Sign up for and start getting things done.  And we’d love to hear from you.  Feel free to leave a comment if you have any cleaning tips or advise.


Boosting Your Child’s Self-Esteem

October 9th, 2012 - Category: Behavior Advice

Self-esteem is how you value yourself.  It can change from day to day, or year to year.

It is an evaluation of your own self worth.  It is tied to your beliefs and your emotions.  It is not based on fact, rather what you believe and how you feel about yourself.  Having a positive self-esteem is important because it can influence the outcome of relevant situations.

Positive Self-Esteem

Having a positive self-esteem comes from two ideas, feeling capable and feeling loved.  Feeling good about yourself can be like wearing armor.  When a difficult situation arises or negative pressures present themselves, that armor can protect you and make it easier to handle the conflicts.  When you feel good about yourself you tend to smile more and enjoy life.  You tend to be more realistic and optimistic.  You are more likely to take responsibility for yourself and your actions.  If you have more self-worth, you have firm beliefs in certain values and principles and you are secure in supporting them.  You look to the future, learn from the past, and live in the present.  You trust yourself and are able to resist manipulation.  We all want our children to have a positive self-esteem.

Negative Self-Esteem

The opposite would be negative self-esteem.  If you don’t feel good about yourself you tend to face challenges with anxiety and frustration you don’t have good self-worth.  You are passive and withdrawn and depressed.  You tend to speak negative about yourself and give up easily.  Your attitude is overly critical and pessimistic and you are generally disappointed in yourself.  If your child displays negative self-esteem as any of these qualities, don’t give up, you can help.

How Parents Can Help

Is there anything parents can do to help their children have a more positive self-esteem?

Be Careful What You Say – Reward their effort and completion, not just the outcome.  Encourage them by showing support.

Be a Positive Role Model – They will mirror what they see, so if you are constantly saying “I can’t” so will they.

Be Affectionate – Provide a safe and loving home environment where they can try new things, possibly fail, and not be criticized for it.

Encourage them to Better Themselves – By dressing nicely, having good hygiene, practicing good posture, working out regularly, and even walking faster, a persons personal outlook can improve.

Help Them Stand Out – When you compliment others, sit in the front row, or speak up, others notice you in positive ways and that will increase self-esteem.

Give Them Opportunities to Help Others -Encourage them to become a mentor, to volunteer and contribute to your community or your family in some way.  This will help them be more sensitive to others and make good choices, not just choices that everyone else would make.

Our online job chart at is one of the ways you can give them an opportunity to help out with the family.  By giving them responsibility and having them help with chores they can feel a sense of accomplishment and worth.

If you have examples of how you have encouraged your child to have a more positive self-esteem of themselves we’d love to hear about it.  Please be sure to leave a comment.

CHOICE Humanitarian partners with MyJob to help with Poverty

October 9th, 2012 - Category: Press Release


My Job Chart is proud to partner with CHOICE Humanitarian.  CHOICE Humanitarian envisions a world free from the ravages of extreme poverty, where all people are treated with dignity and valued for who they are and the unique contribution they bring.  With support from their donors and partners, CHOICE Humanitarian connects motivated villages to resources and tools that allow villagers to change their lives.  By building skills, capacities and leadership of the villagers, entire communities can break the cycle of poverty.



CHOICE Humanitarian is a strategic non-governmental agency currently working in five countries, Kenya, Nepal, Bolivia, Guatemala, and Mexico.  Their overriding goal is to end extreme poverty and improve quality of life through a bottom-up, self-developing village-centered approach.


No Money? Just Use Your Credit Card!

October 2nd, 2012 - Category: Money

Have you ever told your children that you couldn’t buy them something because you didn’t have the money?  Only to have them look at you confused, and point out that the plastic cards that you always buy things with are in your wallet.

I don’t know about you, but I rarely have cash in my wallet anymore, but I do have several debit and credit cards lining both sides.  After my child’s response to, “just use your credit card Dad,” I realized that I needed to teach them what exactly a debit card was, what a credit card was, and how they related to having money to spend.

Here are some definitions that are easy to understand that you can use when explaining to your children the difference.

When we work and get paid, we put our money in the bank.  The bank holds our money in an account until we are ready to use it.

A debit card is a plastic card that is used to buy something.  When we use our debit card, the amount that we have to pay the cashier is immediately taken out from the bank account that it is linked to.

A credit card is different from a debit card because purchases are made on credit, which means that the money is not ours, it is borrowed.  We have to pay back the money that we use, plus extra money, that the bank charges us for borrowing it.

Teaching your children to spend responsibly is something that we can help you with.  You can use to teach your children to save, share, and spend.

You can set up an online chore chart and assign each child chores to do.  When they finish their chores, they can choose to save, or put their money in the bank, share with online charities, or spend it, just like using a debit card.

And what’s even better, is that as a parent you have the ability to track, encourage, and teach them about their choices all along the way.